Canada's NDP

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Making life more affordable for everyday people

Across the country, people are having a harder and harder time keeping up. They keep hearing about the economy doing well for the rich, but they’re not seeing the benefits for their families.

Decades of Liberal and Conservative governments have stripped away the services that made it possible to live a good life. It’s harder to afford a good place to live, to pay for an education, take care of aging parents, and to cover electricity and cell phone bills, prescriptions, and dentist appointments.

But we can make different choices – we can invest in things like health care, affordable housing, and child care. We can tackle the things that are keeping people up at night worrying – and make sure everyone can afford a good life.

Our commitments to you

Medicine for all

Our plan would cover everyone, put an end to impossible choices, and save families $500 or more every year, whether they have insurance or not.

Making sure everyone can afford a place to call home

We believe everyone should be able to afford a safe place to live in their community. We’ll work to tackle the housing crisis and build affordable housing across the country.

Affordable post-secondary education for everyone

We’re fighting to make sure everyone can afford access to education – without ending up with a mountain of debt.

Quality, affordable child care when you need it

Young families across Canada are struggling to find quality, affordable child care. We’ll invest in child care right away to make sure no one has to choose between having kids and having a career.

Making Employment Insurance work for you

Canadians are paying for EI but too many don’t get the benefits they need when they need them. We’re committed to make EI accessible for more people that need it and improve access to parental leave and sickness benefits.

Affordable, quality cell phone service and high-speed broadband for all

Canadians are paying some of the highest cell and internet bills in the world. We’ll stand up to big telecom companies, cap prices to save you an average of $10 a month on every cell and internet bill you pay, and expand cell coverage.

Better services all Canadians can rely on

Too many of the public services we count on are being stripped away. New Democrats will invest in services like health care, restore door-to-door mail service, and make sure you pay a fair price at the pump.
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Medicine for all

In the days before Medicare, New Democrats saw their neighbours suffer because they could not afford the health care they needed. We saw people lose their homes, their farms, and their businesses as they struggled to pay their medical bills. We saw illness destroy entire families.

In response to that reality, New Democrats led the fight to establish universal public health care for all Canadians. Medicare changed the lives of millions of people – and it is one of our party’s proudest achievements.

But today, decades later, as we look across this country, we see the pain of inaccessible and unaffordable health care once again.

Millions of families cannot afford to take the medications they need because they have no employer-provided drug coverage. The number of uninsured people forced to skip their medications is growing as more people work on contract, are self-employed, or have jobs that just don’t come with health benefits. And too many seniors are putting their health at risk because they don’t have drug coverage and can’t afford to pay out-of-pocket.

The stress and worry that people feel isn’t an accident. It’s the direct result of deliberate choices that have been made by Liberal and Conservative governments. They have chosen to let drug companies gouge patients. And they have chosen to leave millions of people uninsured or underinsured, paying hundreds or thousands out of pocket for medicine they need.

Today, Canada is the only wealthy country in the world with a universal health care system that lacks universal prescription insurance coverage. We pay the third highest prices for prescription drugs in the world, and have to deal with a patchwork of programs and coverage – if we’re lucky enough to have coverage at all.

For ten years, instead of addressing the growing costs of drug coverage, the Conservatives made the problem worse by reducing health care funding to the provinces and undermining efforts towards a national approach to pharmaceutical pricing. Now, the Liberal government has spent four years stalling, promising lower drug costs but delivering delays and more of the same piecemeal system that is failing Canadians and costing us more. This Liberal government’s patchwork approach will create a two-tier system based on private insurance that won’t help the majority of Canadians.

New Democrats believe that we must do better. Just as our party led the fight to establish universal public health care for all Canadians, we are leading the fight to expand Medicare – to include quality prescription drug coverage for everyone, regardless of your job, where you live, your age, your health status, or how much money you make.

We will begin working with the provinces right away to target a late 2020 start date, with an annual federal investment of $10 billion.
That means access to necessary medicines in the same way that we have access to medical and hospital care – free at the point of care, financed by a public insurance system that covers everyone. It means that you’ll need your health card – not your credit card – at the pharmacy till. And it puts an end to costly co-payments, deductibles and premiums that cost families hundreds and even thousands a year.

Our plan will guarantee that every Canadian can get the medication they need. And it will mean big savings for employers who currently pay for employee benefits, helping to reward good employers and boost economic growth. It will also cost our system less overall as a result of pooling the purchasing power of the entire country.

Most importantly, our pharmacare plan will mean a healthier Canada where no one has to make the impossible choice between the medicine they need and other essentials, like rent and food.

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Making sure everyone can afford a place to call home

Everyone should have the right to a safe and affordable place to call home. Working people should be able to afford to live close to their workplaces, including in the heart of our biggest cities. Young people should be able to stay in the neighbourhoods they’ve grown up in. And seniors should never be forced out of the communities that they’ve spent their lives in.

But for too many families, safe and affordable housing is increasingly out of reach thanks to skyrocketing rents, demo-victions, and ballooning home prices. Parents lie awake at night worrying about how they can afford the family home, as costs keep going up but paycheques don’t keep up. And huge numbers of young people are being forced to give up on the dream of ever owning their own house.

Canada is in the midst of a national housing crisis impacting every area of the country: average rents rose in every single province last year, and today, 1.7 million Canadian households spend more than 30 per cent of their income on housing. What this means in real terms is that families in our communities are facing constant stress and impossible choices between rent or food; living in substandard housing or relocating out of their community; or worse, facing the real risk of homelessness.

The worry and anxiety that people feel today is the result of the bad choices that Liberal and Conservative governments have made.

The Liberals have neglected the housing crisis in Canada for too long, turning their backs on families who are struggling to stay in the communities where they live and work. The Liberal government is telling Canadian families that they’re just going to have to wait longer for help, struggle more every month, and settle for less.

New Democrats believe that it’s time to help people now. We have an ambitious plan that will make a difference in every community in our country – because finding a good, affordable place to live shouldn’t be like winning the lottery. It’s time to relieve the stress and worry that people feel by choosing to make it easier to rent and buy a home.

A major part of the long-term solution to the problem is to ensure that more affordable rental units are built across the country. One in three Canadians is a renter. In many cities, the few affordable apartments available get snapped up quickly, and people end up living in either inadequate housing or forced to spend a huge chunk of their income on rent.

The Liberal plan is simply inadequate compared to the scale of crisis Canadians are facing. We need to take urgent action now towards an ambitious plan to build affordable places to live in every community across the country.

That’s why a New Democrat government will create 500,000 units of quality, affordable housing in the next ten years, with half of that done within five years. This will be achieved with the right mix of effective measures that work in partnership with provinces and municipalities, build capacity for social, community, and affordable housing providers and co-ops, and meet environmental energy efficiency goals. This ambitious plan will create thousands of jobs in communities all across the country, and help Canadians get the affordable housing they need. Our federal investment will begin with $5 billion in additional funding in the first year and a half of a New Democrat government.

In order to kick-start the construction of co-ops, social, and non-profit housing, we will set up dedicated fast-start funds to streamline the application process and help communities get the expertise and assistance they need to get projects off the ground today, not years from now.

A New Democrat government will also spur the construction of affordable homes by waiving the federal portion of the GST/HST on the construction of new affordable rental units – a simple change that will help get new units built faster and keep them affordable for the long term.

These measures will help address the housing crisis at the source, but we also need to make sure that families that are hurting get help now. Families do not have years to wait when every day is a struggle and a constant worry. That’s why we’ll provide immediate relief for families that are struggling to afford rent in otherwise suitable housing, while we bring forward long-term solutions to the housing affordability crisis.

While making affordable rental housing more available is critical, New Democrats believe that the dream of homeownership shouldn’t be forever out of reach for Canadian families. That’s why we will re-introduce 30-year terms to CMHC insured mortgages on entry-level homes for first time home buyers. This will allow for smaller monthly payments, freeing up funds to help make ends meet for young families. We’ll also give people a hand with closing costs by doubling the Home Buyer’s Tax Credit to $1,500.

For Canadians who are open to innovative paths to home ownership, a New Democrat government will provide resources to facilitate co-housing, such as model co-ownership agreements and connections to local resources, and ease access to financing by offering CMHC-backed co-ownership mortgages.

To help put an end to speculation that’s fuelling high housing prices, we’ll put in place a Foreign Buyer’s tax on the sale of homes to individuals who aren’t Canadian citizens or permanent residents. New Democrats will also fight money laundering, which fuels organized crime and drives up housing prices. We will work with the provinces to create a public beneficial ownership registry to increase transparency about who owns properties, and require reporting of suspicious transactions in order to help find and stop money laundering.

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Affordable post-secondary education for everyone

Accessible and publicly-funded education is a great source of opportunity for everyone in our society. It can transform lives, opening new horizons and new opportunities for people from every background. That makes education the greatest gift that we can give to each other, to our children, and to the next generation.

We believe that access to education should never depend on how much money your parents make or how much debt you can carry. If you have the grades and the drive to study hard, you should be able to get the education you want – at any age and in every community. That’s why New Democrats are committed to ensuring that every Canadian has lifelong access to publicly-funded education – from affordable child care and early-years education through to university and college, apprenticeship training, skills development, and retraining programs.

But today, too many people are being denied access to education. People are being forced to give up on their dreams because they can’t pay sky-rocketing tuition prices. And young people are struggling under the weight of crushing student debt at the very time when they should be excited about building their lives.

These barriers to quality education have been set up by Liberal and Conservative governments – and it’s time to tear them down. They’ve allowed the costs of post-secondary education to balloon with no end in sight and have continued to profit off students by charging interest on student loans to the tune of hundreds of millions of dollars per year. Liberal and Conservative governments have chosen to make life harder for students, young people, and their families.

Today, the average student with debt owes $27,000 at the end of an undergraduate degree and a student who has to borrow to pay for their education will end up paying over $10,000 more than a student who is lucky enough to be able to graduate without taking on debt. That’s not fair, and it’s an inequality that sets young people up to fail.

Our vision is for every Canadian to have access to quality post-secondary education, regardless of their income. Over the long term, this means working with the provinces and territories to cap and reduce tuition fees and building towards making post-secondary education part of our public education system so kids can go from kindergarten to a career without the barrier of cost. This is an important goal and we believe that with the right leadership and political will, we can get there.

There are steps we can take to make education more affordable right now. Five provinces have already shown leadership in eliminating interest rates on student loans. It’s time for the federal government to do the same and stop profiting from student debt.

We’ll also move away from loans and significantly increase access to non-repayable Canada Student Grants. Accessing financial support for your post-secondary education shouldn’t be a debt sentence – we’ll make sure that young people can start out in life without a crushing debt burden.

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Quality, affordable child care when you need it

Young families need access to quality, affordable child care. But today, there is an affordability crisis in child care across the country. Families are struggling to find child care spaces and get on waitlists – before their children are even born. Costs are unaffordable in many cities. And parents are forced to make impossible choices between delaying their return to work or paying huge amounts for the child care they need.

The pressure that parents feel today is the result of inaction by Liberal and Conservative governments. For ten years, the Conservative government worked against every effort to make quality child care more accessible to Canadian families. And since taking power, the Liberal government has offered only a patchwork approach that hasn’t made a difference for families struggling to find the care they need. The result is a broken system with child care costs that are among the highest in the world, and enormous worry in the lives of Canadian families.

It doesn’t have to be this way.

Our vision is to give families relief. Every parent across Canada should be able to find the child care you need, when you need it with a licensed provider making a fair wage. We’ll work with other levels of government, Indigenous communities, families, and child care workers to ensure that care is inclusive and responsive to the needs of all Canadian children. And we’ll introduce legislation that enshrines Canada’s commitment to high-quality, public child care in law. Public early childhood education and child care that is affordable and available to all families helps our economy and gives parents real choices.

In the absence of federal leadership, provinces have stepped up to take strides towards affordable, accessible, quality child care. Quebec continues to be a leader, and New Democrat governments in British Columbia and Alberta have shown that investments in child care make a real difference in the lives of children, women, and families.

We will build on their work to make child care better for families by investing $1 billion in 2020 and growing that investment annually, along with the provinces and territories. We’re on the side of parents to ensure affordable, quality child care for all – because no one should be forced to choose between having a family and having a career.

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Making Employment Insurance work for you

Although all workers pay into Employment Insurance (EI), less than 40 percent qualify for benefits when they need them and only a third of unemployed women can access EI. This is a trend that’s only set to worsen with the growth of precarious and part-time work.

For decades, Liberal and Conservative governments have used the EI fund to balance the books, while fewer and fewer workers can access the benefits that they’ve already paid for. The Conservatives brought in mean-spirited changes to EI that hurt workers, families, and communities – and the Liberals have tinkered at the edges, rather than improving the system for all.

It’s time to make EI work for Canadians. A New Democrat government would immediately put in place a universal qualifying threshold of 360 hours to make sure that many more Canadians can access benefits, no matter what kind of work they do, and restore the appeals system to make decisions fast and fair.

New Democrats understand that seasonal workers face particular challenges accessing EI. To help Canadians in seasonal industries bridge the gap between the end of EI and the start of seasonal work, we’ll bring back the former Extra Five Weeks pilot project and make it permanent, and we will restore the economic regions in the territories and PEI to their 2014 boundaries.

Parental leave should be available for all Canadian families, in the way that works best for them. Eighteen months of leave is an attractive option for many parents, but not many Canadians can afford to live on just 33 percent of their salary. New Democrats will bring in a new special leave that allows parents to take shorter parental leave at a higher replacement rate. We’ll also allow self-employed workers to opt-in to parental benefits at any time before taking the leave and move to double leave for parents of multiples.

To help make ends meet while on EI, we’ll increase the income replacement rate to 60 percent and create a low income supplement so that no one receiving EI regular or special benefits receives less than $1,200 a month.

For many Canadians who need to rely on EI when they’re dealing with an illness, the current system falls far short and doesn’t provide flexibility to support those who do want to work when they can. To make sure that Canadians can count on EI when they’re dealing with a serious illness, a New Democrat government will extend sickness benefits to 50 weeks, expand access to re-training, and create a pilot project to allow workers with episodic disabilities to access EI sickness benefits periodically, as they need them.

Finally, we will also protect the EI Operating Account in law, so that future governments can’t raid it for general revenue.

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Affordable, quality cell phone service and high-speed broadband for all

Canadians count on our cell phones to keep us connected no matter where we go, and reliable, high-speed internet is a necessity. But too many Canadians struggle to afford the services they need: among comparable countries, Canadians pay some of the highest prices for mobile wireless and broadband subscriptions in the world.

People are being gouged, every month, because instead of standing up for consumers, the Liberal and Conservative governments have left it to industry to set the prices. The result is that Canadian families are stuck with sky-high bills, and the profit margins of the five biggest telecom companies in Canada are almost 40 per cent, while two million Canadians living in rural, remote and northern areas still don’t have access to reliable internet service. The only thing worse than cell phone and internet companies gouging consumers are the politicians who let them get away with it.

It’s time for a government that’s on your side – protecting your pocketbook and delivering the modern services you need.

New Democrats believe that no matter where you live in Canada, you should be able to stay connected – without breaking the bank because of unfair gouging. That’s why, until the industry becomes more competitive, we’ll put in place a price cap to make sure that Canadians aren’t paying more than the global average for their cell phone and internet bills.

Expanding cell coverage and delivering reliable, affordable broadband internet to every community in Canada is vital to the economic future of rural Canada and remote communities. But it has been ignored by successive governments for far too long. That’s why we believe that we need to act urgently to close the digital divide now, not ten years from now as the Liberal government proposed. We are committed to making sure that every community in Canada has access to high-speed internet without delay.

In addition, we’ll make sure that providers offer a basic plan for wireless and broadband that is comparable with the affordable plans that are available in other countries. To put an end to surprise bills, we’ll require companies to offer unlimited wireless data options at affordable rates as exist elsewhere in the world, and abolish data caps for broadband internet.

And finally, to protect Canadians from unfair wireless and internet sales and services practices, we’ll introduce a Telecom Consumers’ Bill of Rights and put an end to gouging for good.

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Better services all Canadians can rely on

Canadians should be able to count on their government to provide reliable services to make life a bit easier. But instead of making the right choices to help Canadians, Conservative and Liberal governments have spent years cutting back the basic things that Canadians need, leaving Canadians to deal with everything from cancelled mail delivery to long wait times for government services.

That’s what happens when governments choose to focus on false tax cuts and harmful service cuts: people wind up paying more out of their own pockets for the services that their families need, or they can’t rely on the services at all.

Quality medical services are vital for keeping Canadian families safe and healthy. But in too many places across the country, these services are under threat from privatization and cuts. In Ontario, the Ford government has cut funding for public health, putting essential programs for disease surveillance, immunization, food and water safety, and more at risk – and is floating changes to OHIP coverage that could violate the Canada Health Act, while opening the door to for-profit healthcare companies taking more and more public health dollars. The federal government cannot stand by while health care is under threat – New Democrats will fight for public health care and stand up to privatization that costs Canadians money and undermines our public health care system.

During the last election campaign, the Liberals promised to restore door-to-door mail delivery, which had been cut by the Conservatives. But once in government, they broke their commitment and left hundreds of thousands of people without the mail services they need – hitting seniors and persons with disabilities especially hard. New Democrats have your back to restore door-to-door mail delivery to all communities that lost it under the Conservative government and protect against future cuts to this important service.

When it comes to accessing help from government, people want reliable services that work – but the Liberal government failed to even pay public servants correctly and the Conservatives are more interested in making cuts than in making government work. A New Democrat government will put in place a Service Guarantee that will make departments responsible for establishing and publishing binding service standards for programs like Employment Insurance, veterans support, Indigenous services, passports, Canada Revenue Agency call centres, and other services. Ministers will be held responsible for delivering on these targets.

New Democrats have the courage to stand up for you and increase consumer protection for financial transactions, and require financial advisors to offer advice that is in your best financial interest, not what is best for the bank’s bottom line. We’ll also make sure that you have the right to repair electronic devices and other products at affordable prices, expanding consumer choice, and cutting down on waste.

We’ll make sure that prices at the pumps are fairer by creating a Fair Gasoline Prices Watchdog to investigate complaints about gouging, and boost the power of the Competition Bureau to proactively investigate allegations of anti-competitive activity in the gasoline market. To protect travellers’ safety and consumer rights, a New Democrat government will also strengthen the Air Passenger Bill of Rights.