Jack Layton and the New Democrats will:

Introduce and maintain balanced budgets each and every year of a mandate.

Report routinely and openly on budgetary surpluses.

Ensure the proper functioning and independence of the Parliamentary Budget Officer.

Undertake an immediate top-to-bottom review of how banks, insurance companies, and other financial service

providers are regulated in this country.

This review will ensure that:

• Our financial institutions are properly capitalized.
• They fully disclose risk.
• They don't substitute flawed ratings systems for real risk management.
• They function with the due care and prudence expected from the custodians of the savings of working families.