New Democrats and credit cards: Credit card fee reduction kit
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New Democrats and credit cards: Credit card fee reduction kit

While Jack Layton and the NDP are taking on the Harper Conservatives to lower credit card interest rates, average Canadians can fight back too.

That’s right.

You may be able to reduce your credit card interest rate, just by calling them. Use the NDP’s credit card fee reduction kit.  

Who do I talk to?

Contact a representative of the card you hold by calling the toll-free customer service number that corresponds to your card.

Check the list below, or just call the customer service number listed on the back of your card. Be sure to have your card or account number with you.

VISA Card Holders
CIBC Visa 1-800-465-4653
TD Canada Trust Visa 1-800-983-8472
Scotiabank Visa 1-800-387-6556
Royal Bank Visa 1-800-769-2512
Desjardins Visa 1-800-363-3380
Laurentian Bank Visa 1-800-252-1846
Bank of America Visa 1-800-441-6437

MasterCard Holders
HSBC Mastercard 1-866-406-4722
BMO Mosaik Mastercard 1-800-263-2263
Citi Mastercard 1-800-387-1616
Canadian Tire Mastercard 1-800-459-6415
MBNA Canada Mastercard 1-888-876-6262
CapitalOne Mastercard 1-800-481-3239

American Express card holders
1-800-869-3016

What should I say?

We’ve prepared this script for you. Just call the customer service number for your card and read the script below. The representative will ask you a few questions about your account and should be able to get you lower credit card fees.

Give it a try

“Hello, my name is YOUR NAME.

I have been a good customer of yours and would really like to stay with CREDIT CARD NAME.

I’d like to talk with someone about lowering my current credit card interest rate. Can you help me with this?”

How did you do?

Did you get a better rate? Did they offer you another card? Or did they say “no way”?

Either way we’d like to hear from you. Fill out the form below and let us know if your credit card company was responsive.

If it did work, ask yourself: “If it was so easy to lower your credit card fees, why were they charging you so much more in the first place?”

And if it didn’t work, know that Jack Layton and the NDP will continue to take on the Harper Conservatives to lower credit card interest rates for you and every consumer – to give working and middle class families a break for once.

Let us know

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